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What To Do After an Accident in North Carolina
Few people are able to think clearly following a car accident, which is why familiarizing yourself with what to do beforehand is helpful. Here is a general guide for what to do if you are involved in a motor vehicle accident in North Carolina.
Stay on the Scene
This may seem like common sense, but fleeing the scene of an accident happens more often than you may think. Even if it seems like there is no harm in leaving the scene, it may be illegal to do so. You are required to report an accident to the police if:
- The accident involved a fatality
- Someone was injured
- There was property damage of over $1,000[1]
It can be difficult to determine the value of property damage or to know right away if anyone is injured, which is why staying on the scene is necessary for every accident.
Get to Safety
While you shouldn’t leave the scene completely, there are times when it’s acceptable to move your vehicle to prevent further danger. It is also a good idea to exit your vehicle and get out of the flow of traffic if you are physically able to do so. You can assess the damage to yourself and others once you have moved to safety.
Report the Accident
Again, some accidents must be reported to the police. Calling 911 following an accident ensures that the necessary authorities can be dispatched, which also includes an ambulance for any injured people. Even if the accident does not immediately seem like one that would require a police report, it can be beneficial for you to speak with the police. Not only does this guarantee that you won’t be charged with a hit and run by fleeing the scene, but it also provides a valuable paper trail and potential evidence if you should need it later on.
Exchange Information
You should exchange information with any other drivers involved in the accident, including car insurance details. It can also be a good idea to speak with any witnesses to the accident. Having their contact information or a statement from them about what they saw will be beneficial if your car insurance claim ends up in litigation.
Seek Medical Attention
Attending to your immediate medical needs is a top priority following an accident. Even if you are not experiencing any symptoms, it is best to let a medical professional evaluate you for possible injuries. Some injuries, such as a concussion,[2] may not be symptomatic right away. Prioritize your health by following up with your doctor or the local emergency department.
Contact the Insurance Company
Minimum liability insurance is required in North Carolina. Drivers must have coverage that includes $30,000 for injury per person, $60,000 for injury per accident, and $25,000 for property damage.[3] After an accident, you must report it to your insurance company. You may also need to report to the other driver’s insurance provider if they were responsible for the accident.
Retain a Car Accident Lawyer
North Carolina does not require you to be represented by an attorney in your car accident case, but it is certainly a good idea to consider this option. There’s no need to get overwhelmed by the legal process or feel as though you are alone in this fight. Call Ley Law at 252-612-0007 to schedule a consultation and discuss your case with a personal injury attorney.
[1] DMV. https://www.dmv.com/nc/north-carolina/auto-accidents?tg1=DVA&utm_content=dmv.com&utm_medium=dmv_&tg7=dmv_&utm_source=dmv.com&tg9=dmv.com&utm_term=organic_dmv&utm_campaign=organic_dmv
[2] Mayo Clinic. Concussion. https://www.mayoclinic.org/diseases-conditions/concussion/symptoms-causes/syc-20355594
[3] NC DOT. https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx